Privacy Policy

Effective Date: July 12, 2026

BRI Quarterly Newsletter respects your privacy. This Privacy Policy explains what information may be collected when you visit BRI Quarterly Newsletter, how that information may be used, and the choices available to you.

BRI Quarterly Newsletter is an educational project of Financial Risk Management, LLC.

Information You Provide

You may voluntarily provide personal information when you contact us by email, request information, express interest in reviewing materials, register for an event, or otherwise communicate with us.

This information may include:

  • Your name
  • Your email address
  • Your organization or professional role
  • Your areas of interest or expertise
  • The contents of messages or documents you send to us
  • Information necessary to respond to a seminar, workshop, speaking, publishing, or consulting inquiry

Please do not send confidential financial, medical, account, password, Social Security, or other highly sensitive personal information through the website or by ordinary email.

Information Collected Automatically

Like most websites, this website and its hosting provider may automatically collect limited technical information when the site is accessed. This may include:

  • Internet Protocol address
  • Browser and device type
  • Operating system
  • Date and time of access
  • Pages visited
  • Referring website
  • General geographic region derived from an Internet Protocol address
  • Information recorded in standard server logs

This information may be used to operate, secure, maintain, and improve the website and to understand general patterns of website use.

Cookies and Similar Technologies

The website may use cookies or similar technologies that are necessary for ordinary website operation, security, display preferences, or basic functionality.

BRI Quarterly Newsletter does not use cookies to sell personal information.

How Information Is Used

Information collected through or in connection with the website may be used to:

  • Respond to questions, requests, and correspondence
  • Provide requested materials
  • Communicate with prospective reviewers, seminar participants, organizations, publishers, or professional contacts
  • Arrange seminars, workshops, speaking engagements, or educational services
  • Maintain and improve the website
  • Protect the website against misuse, fraud, or security threats
  • Comply with applicable legal obligations
  • Establish, exercise, or defend legal rights

We will not use personal information for purposes materially different from those described in this policy without an appropriate basis or notice.

Sharing of Information

BRI Quarterly Newsletter does not sell personal information.

Personal information may be disclosed in limited circumstances:

  • To service providers that support website hosting, email, security, event administration, or other necessary operations
  • When you direct or authorize us to share it
  • When reasonably necessary to comply with law, legal process, or governmental requests
  • When reasonably necessary to protect the rights, safety, property, or security of BRI Quarterly Newsletter, Financial Risk Management, LLC, website visitors, or others
  • In connection with a business reorganization, transfer, merger, or similar transaction

Service providers may process information according to their own contractual obligations and privacy practices.

Email Communications

When you contact us by email, your message and contact information may be retained for correspondence, recordkeeping, project administration, and legitimate business or educational purposes.

Email communications are not always secure. Please use appropriate caution when deciding what information to send by email.

We will not add you to a recurring marketing email list merely because you contacted us, unless you separately request or consent to such communications.

Third-Party Websites and Services

The website contains links to third-party websites and services, including Substack, LinkedIn, Google Scholar, Financial Risk Management, LLC, BRIQ Newsletter, and other external resources.

BRI Quarterly Newsletter does not control the privacy, security, content, or data-handling practices of those third parties. Visiting an external website is subject to that website’s own terms and privacy policy.

A link to a third-party website does not necessarily constitute an endorsement of all content, products, services, or privacy practices provided by that third party.

Downloadable Materials

The website may provide downloadable book proposals, sample chapters, educational materials, or other documents. Downloading a document does not ordinarily require you to provide personal information through this website.

The website host or your browser may nevertheless create ordinary technical records associated with a download.

Data Retention

Personal information will be retained only for as long as reasonably necessary for the purposes described in this policy, including correspondence, project administration, legitimate business records, security, dispute resolution, and legal compliance.

Retention periods may vary depending on the nature of the communication and any applicable legal or professional obligations.

Data Security

Reasonable administrative and technical measures are used to protect information under our control. However, no website, hosting system, email service, or Internet transmission can be guaranteed to be completely secure.

You provide information electronically at your own risk.

Children’s Privacy

This website is intended for a general adult audience and is not directed to children under 13. BRI Quarterly Newsletter does not knowingly collect personal information from children under 13 through this website.

If you believe that a child under 13 has provided personal information through the website, please contact us so that the matter can be reviewed and appropriate action taken.

Your Choices and Privacy Requests

You may contact us to:

  • Ask what personal information you have voluntarily provided
  • Request correction of inaccurate information
  • Request deletion of information, subject to legitimate legal, security, archival, or business reasons for retaining it
  • Ask questions about this Privacy Policy
  • Request that we stop sending nonessential communications

We may need to verify your identity before acting on certain requests.

Rights may vary depending on your place of residence and the laws that apply to a particular situation.

International Visitors

BRI Quarterly Newsletter and Financial Risk Management, LLC are based in the United States. Information submitted through email or otherwise provided in connection with the website may be processed and stored in the United States.

Visitors outside the United States should understand that privacy and data-protection laws in the United States may differ from those in their own country.

Changes to This Policy

This Privacy Policy may be updated from time to time to reflect changes in the website, services, technology, or applicable legal requirements.

The revised policy will be posted on this page with an updated effective date. Continued use of the website after a revision constitutes acknowledgment of the revised policy.

Contact

Questions or privacy requests may be sent to:

BRI Quarterly Newsletter
An educational project of Financial Risk Management, LLC
Email: rbrooks@BRIQNewsletter.com